Treasury Management for Construction & Real Estate
Gain complete visibility into project-level cash positions, automate retention and milestone tracking, manage bank guarantees efficiently, and optimize subcontractor payments across your entire portfolio.
The Treasury Challenges in Construction
Construction companies face unique treasury complexities that require specialized solutions beyond generic treasury management systems.
Project Cash Visibility
Managing cash across dozens of active projects with different funding sources, billing cycles, and payment terms creates significant visibility gaps and operational complexity.
Retention & Guarantee Tracking
Tracking retention amounts, bank guarantees, and performance bonds across multiple projects and banks requires meticulous oversight that spreadsheets cannot reliably provide.
Subcontractor Payment Management
Coordinating payments to numerous subcontractors while managing cash flow timing, work verification, and compliance with contract terms creates substantial administrative burden.
Purpose-Built for Construction Treasury
TiJori delivers the project-level granularity, guarantee management automation, and payment optimization capabilities that construction companies require.
Project-Based Cash Management
Track cash positions at the individual project level with automated allocation of funds, progress billing reconciliation, and real-time visibility into project liquidity.
Retention & Milestone Tracking
Automate retention calculations, track milestone-based payments, and manage progress billing schedules with integrated cash flow forecasting for each project phase.
Bank Guarantee Management
Centralized tracking of performance bonds, bid bonds, and advance payment guarantees with automated renewal alerts and limit utilization monitoring across all banking relationships.
Subcontractor Payment Optimization
Manage complex subcontractor payment schedules, automate payment approvals based on work completion, and optimize payment timing to maximize working capital efficiency.
Measurable Project Impact
Real-time cash positions across every active project with automated progress billing reconciliation
Centralized management of all bank guarantees with renewal alerts and limit monitoring
Improved working capital through intelligent subcontractor payment scheduling
Optimize Your Construction Treasury
See how TiJori delivers complete project visibility, automated guarantee management, and payment optimization for construction companies.